Access long-term saving if needed. Understand the tax penalties for withdrawals vs. loans. Read IRS information about penalties HERE.

Assess your food and household supplies. Reach out to family, religious groups, or community food banks for assistance. Click HERE for community food assistance options.

Follow up with your employer human resources department if you filed for COBRA insurance. Confirm application is accepted and coverage will continue.

Assess the need for short-term employment. Apply with temporary employment agencies or with the Utah Department of Workforce Services.

Assess need for additional financial assistance. Apply for low interest loan from your financial institution. Read about additional financial institution information HERE.

Confirm deferred payment arrangements with utility, phone, or cable companies. Click HERE for additional utility assistance information.

Assess your mental wellness. Need to speak to somone? Click HERE for mental health resources. 

Know the timeframe that you need to report back to work if you are furloughed. Do you have 24 hours or only 12 hours? Speak with your employer's human resource department.

Follow up with landlord or mortgage company to ensure alternative or deferred payment arrangements are set. Read about your rights HERE.

Assess alternative funding or deferred payment options for childcare. Click HERE for child care assistance information.

Follow up with the Utah Department of Workforce Services on your unemployment insurance benefits application.

Give back to your community by volunteering. Find local opportunities at www.justserve.org.